When an insurance company declares your vehicle a total loss, they make an offer based on their own valuation — and their interests are not aligned with yours. Insurance adjusters use proprietary tools and methods that frequently undervalue vehicles, leaving policyholders with settlements that fall short of what they need to replace their car at current market prices.
Dallas Auto Appraisers provides ASCAA Certified, USPAP-compliant total loss appraisals for vehicle owners throughout Dallas, Fort Worth, and all of DFW. Our independent appraisals establish the true fair market value of your vehicle and give you the certified documentation you need to dispute a low offer or invoke the appraisal clause in your insurance policy.
We work for you, not the insurance company. Our only goal is an accurate valuation.
Our certified reports meet all requirements for invoking the appraisal clause and arbitration proceedings.
Thousands of total loss claims resolved across Texas with fair market value documentation.
Under Texas law, a vehicle is considered a total loss when the cost of repairs plus the vehicle's salvage value exceeds its actual cash value. Once an insurer declares a total loss, the process typically unfolds as follows:
Having an ASCAA Certified appraiser in your corner significantly strengthens your position throughout this process.
Dallas Auto Appraisers approaches every total loss appraisal with thoroughness and precision. Our methodology includes:
Our 24 years of experience in automobile claims mean we understand exactly how insurers value vehicles — and where they fall short. We use that knowledge to advocate effectively for you.
Most Texas auto insurance policies contain an appraisal clause that gives you the right to challenge a total loss valuation you believe is inaccurate. This is one of the most underutilized protections available to policyholders.
Review your policy for the appraisal clause language. Submit a written demand to your insurer invoking the clause. Both parties then select a certified appraiser within the timeframe specified in the policy. Dallas Auto Appraisers can guide you through every step of this process.
If the two appraisers cannot agree on value, they jointly select an umpire. The umpire reviews both appraisals and issues a binding decision. Our certified reports and deep market knowledge have a strong track record in arbitration proceedings throughout Texas.
Dallas Auto Appraisers provides total loss appraisals throughout Dallas County, Tarrant County, Collin County, and the entire DFW Metroplex. Contact us today for a free consultation and let us help you recover the full value of your vehicle.
